Coverage Details

Umbrella Product Highlights

  • $5 million in limits per occurrence (up to $10 million for select business types)
  • BHSI Proprietary multi-state form and endorsements
  • $1 million General Liability, Employer’s Liability & Auto attachments
  • Automatic coverage for anyone covered on a primary policy
  • Automatic Waiver of Subrogation and Protection for unintentional failure to disclose
  • Broad definition of bodily injury including mental anguish, mental injury, shock, and humiliation
  • Coverage is available in the United States, U.S. territories, and Canada

Services

Berkshire United combines expertise and a service mindset to ensure all customers receive exceptional customer care. Our in-house team provides proactive communication, quick action, and personalized solutions. 
 
Different coverages need different resolutions, but our belief is that all customers need a claim to be easy to report and resolved as quickly as possible to protect their business. From Loss Control experts to one point of contact with our Client Services team, we make managing your insurance needs simplified and straightforward.

Loss Control

Our Loss Control services are designed to help you minimize risks and prevent losses common to your industry. Our seasoned professionals offer expert advice and practical solutions. 

Client Services

We provide a single point of contact who can offer support, answer questions, provide training, and coordinate with all other Berkshire United team members to ensure seamless communication. 

Claims

Berkshire United offers comprehensive services to help resolve claims quickly. From commercial auto to workers compensation – and everything in between – we understand the need to resolve the claim in the best, most efficient way possible so you can get back to business.