Appetite Guidelines
This is not inclusive of our entire appetite. We evaluate risks on a case-by-case basis and employ flexibility based on the individual characteristics of each risk. Our minimum premium is $100k for all lines.
Please click here for a downloadable version of our appetite guidelines.
Commercial Trade Contractors
- Drywall Installation
- Plumbing
- Painting
- Masonry
- Excavation
- Landscape/Lawn Care
- Metal Erection (Non-Structural)
- Electricians
- HVAC
- Janitorial
- Floor Covering
- Interior Carpentry/Cabinetry
- Sign Installation
- Paving & Grading
- Street & Road (Non-DOT)- limited
Manufacturing & Distribution
- Auto Parts (Non-Critical)
- Building Products (Non-Structural)
- Electrical Equipment
- Food (Non-Perishable)
- Leather, Stone, and Glass Products
- Machine Shops
- Paper Products
- Non-Pressurized Tank & Containers
- Tools
- Beer, Ale, and Wine
- Cable, Rope, and Wire Manufacturers
- Fabricated Products
- Furniture
- Machinery
- Metal Products
- Plastic and Rubber
- Textile
- Wood Products
Restaurants, Retail, Real Estate & Hospitality
- Caterers
- Coffee Shops
- Family Style
- Candy & Confectionery Stores
- Computer & Electronics Stores
- Furniture Stores
- Janitorial Supplies Stores
- Real Estate- Strip Malls/ LRO's
- Casual Dining
- Fast Casual Dining (No 24-Hour)
- High End Restaurants & Chains
- Paper Products Stores
- Clothing & Apparel Stores
- Hobby or Craft, or Artists Stores
- Hotels – Boutique
If there is a specific class/segment you have a need for we are open to discuss a possible solution and construct the right terms and conditions to meet those needs.